







New Year’s Abundance
3 days into my just-before-Christmas bout with the flu, I woke up with something resembling inner peace.
I hadn’t slept much – being able to breathe out of both sides of my nose is typically a component of sleep for me – but I was ok. It’s not that I was completely ready for Christmas, quite the contrary. I had tons of presents left to wrap, and we hadn’t even really decorated.
It also wasn’t that we were financially in great shape. Renovation has stretched our finances so tightly that even small-dollar purchases have to be considered. I mean we knew this was going to happen, but it’s still pretty scary.
It was something else. A change of mindset, a reminder that I needed to have some real gratitude for where we are.
When I bought Sithean, I was in my early 40s, recently separated, with 2 little kids, and we were moving 1500 miles to return home to Massachusetts.
I fell in love with this place. It was small, on an acre and a quarter, and in need of updating for almost everything.
I didn’t care. Set back from the road, and looking like a fairy tale house, It had a climbing tree in the back yard, space for a playset and a garden, and it was next to Greenbelt land, only separated by a stone wall and an access road for the town’s water tower. The kids were small – 4 and 6 going on 7 – and it was just us.
It stretched our finances to the bone just to be here, and there were more than a few times where there was more month than money. Sensible, this was not. But it was home.
Still, as the kids got older, and we added Eli, a dog, chickens and a bunny named Marshmallow, it became clear that while we loved this place, love was not enough. It was poorly insulated and the the heating system was old and kept some rooms too warm while others were freezing in the winter.
We were crammed in, despite getting rid of things as much as possible there was just no closets and no room to put anything. My daughter’s room literally had no closet, just an improvised clothes-hanging system. And the house was not suited to aging in place – if something happened that limited our mobility, we would have to leave.
We replaced the roof after a tree fell on the house. We replaced the pipe stack, the appliances, and painted and worked to make it cozy, but the house was chopped up, not working, and every fall the field mice just moved right into the holes in the foundation walls, despite spending literally thousands of dollars to deal with them. My office space was 3.5 feet across, and I couldn’t have a keyboard, a breakfast plate and a mug on the desk at the same time without something falling.
At a point a few years ago, we admitted that despite our love for this place we were completely stressed out trying to make it work, freshened up the house and tried to sell, but anything that worked for us was out of our budget and we hated even the idea of leaving. But every quote we got for renovation and an addition was also out of our means.
Finally when I closed down the business line for my prior job last year I was incentivized to stay on, and we were able to pull together the deposits we needed, and borrow the rest.
We still weren’t able to do everything, but here’s what we chose to do.
- Replace the on-the-edge-of-failing heating system, and add cooling
- Replace all the windows in the existing and new house, preserving the old hand-blown ones for future stained glass projects
- Insulate, insulate, insulate
- Renovate the kitchen completely
- Renovate the upstairs bathroom, one of 2 in the house
- Add a great room off the back of the kitchen with sliding glass across a span of it so that we could look outside. One of my greatest enjoyments when I lived in Florida was that sense of outdoors and indoors merging, and I wanted that here
- Added an in-law suite with its own full bath with a curbless shower, entrance and closet – between our kids, extended family – we have space for those who need it or single-floor living for us as we age. For now, it’s intended to be my daughter’s room
- Added a master bedroom with it’s own bathroom and closets – we’re crammed into what was once the dining room and it isn’t working
- Added an office for me
- Added a powder room and a mud room, allowing us to move the laundry to the first floor and out of the basement, helpful for aging in place
- Full paint of all but one of the the addition rooms, the existing hallways, and the exterior of the house.
- Replace the crumbling end of the driveway
- Added a soapstone woodstove to the new great room to supplement our new heating system
- Replaced the porch decking with no-maintenance TimberTech and added 3 wet-rated ceiling fans to the now extended porch so that we can sit out there in the heat with some relief. I love our porch quite a lot in the warm weather but it gets meltingly hot quickly
This isn’t everything by a long shot. We’ll do all the patching and painting of the existing spaces, add a patio and walkways and pull out the soon-to-be-defunct baseboard heating in the front of the house over time. We’ll also do all the landscaping and paint my daughter’s new room as well as all built-ins – we couldn’t afford to add any during construction. We didn’t manage to add wood storage either, something we both regret but is easily remedied.
And we did manage to add some quality of life items and luxuries. In almost all of the new spaces we’ll have ceiling fans, which are long term investments in frugal cooling. While we couldn’t afford a fancy gas wall fireplace in the master bedroom, we did find a 5’ long electric fireplace – basically a very long heater – for about $200 and built a space for it.
In order to manage what we have, we’ve once again stretched our finances to the edge and between that, life that is busy beyond belief, and construction delays, I’ve been a ball of stress for months now.
But I woke up, even though I felt like complete garbage, somewhat less stressed. It was Christmas week. We are blessed with warmth (as long as no one spends too much time in the uninsulated addition shell) plenty of food, a loving family, and generally, our health, except this flu that ran through the house.
Fast forward to the first day of the new year. While the stress returned, it didn’t linger. We had an amazing Christmas in one of the new spaces in the house after our site foreman/lead carpenter Ryan took it upon himself to seal off what will be our bedroom with zipper walls, hang heaters and add lights that we are fairly sure he bought himself. Magic exists, and so do Santa’s elves. I’ve met one, and he’s a carpenter by trade.
Last week I ordered toiletries to keep us for a while, and we got a half of a cord of firewood delivered. Wood heating is an integral part of our plan for surviving the last few weeks until insulation and interior walls are up in the house with our existing wood stove in the living room, and then soon enough in the new space, our gorgeous, bought-the-floor-model-at-a-huge-discount-on-tax-free-weekend soapstone woodstove will go in, and supplement heating the new addition for years to come
This should keep us in wood until sometime next winter.
January is our Uber Frugal Month, where we eat down the pantry and freezers, and I expect to keep that going well into the spring. We’ll also eat healthier after the indulgences of the holiday season, and while I won’t have a completely dry January, it will be just a wee bit damp. When the weather is good we’ll start mowing down the raspberry canes and the trench bed and maybe even start a few seeds.
But today it’s snowing, we have everything we need, and no one has to do anything in particular. New years day is, and should be a day of rest, although I will at least get a run in.
Every day I just remind myself to breathe. This is the home stretch of the worst of it, financially and otherwise. While our budget will be so tight it squeaks for some time to come, we’ll also have immense quality of life.
My word for the year is Abundance, and I feel that life is just that right now. Each Christmas is better than the last. Our kids just get more amazing. We’re blessed in so many ways. And I believe 2026 will bring all the joy, love and growth we need.
Happy New Year to you and yours.
















































